Ford Finance Plans For Personal Customers

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Ford Options

A deposit followed by monthly payments. At the end of the contract you have the choice to Return, Retain (and settle the OFP) or renew the Vehicle.

Features & Benefits

• Fixed monthly payments
• Interest rate fixed for the loan duration
• Your Optional Final Payment is the anticipated future value of your vehicle assuming its mileage and condition is as agreed when you signed the agreement
• Flexibility at the end of the agreement
• The option to own the car at the end of the agreement

How it works

Your fixed monthly payment is lower when compared to our Ford Acquire agreement of the same deposit and length and will depend on the following:

• Agreement length – choose from 24 or 36 months
• Your anticipated annual mileage
• The amount of the deposit you wish to pay (Maximum deposit of 35%)
• The Ford vehicle you want to drive
• The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

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Ford Acquire

Put down a deposit followed by monthly payments. At the end of the agreement you will own the vehicle.​​

Features and Benefits

• Traditional form of car financing
• Interest rate fixed for the loan duration
• Fixed monthly payments
• A choice of repayment periods ranging from 24 to 60 months
• A deposit may not be required
• At the end of the agreement, assuming all payments (including the Purchase Fee) have been made, you own the car.

How it works

Your fixed monthly payment will depend on the following:

• Agreement length – choose from 24 to 60 months
• The amount of the deposit you wish to pay
• The Ford vehicle you want to drive

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Ford Options Cash Plans

Similar to the Ford Options plan, but the deposit and monthly payments are replaced with a single advance payment.​

Features and Benefits

• No monthly payments
• Your Optional Final Payment is the anticipated future value of your vehicle assuming its mileage and condition is as agreed when you signed your agreement
• Flexibility at the end of the agreement
• The option to own the car at the end of the agreement

​How it works

You pay an advance payment and then no monthly payments until your Optional Final Payment is due at the end of the agreement.

Your advance payment will depend on the following:

• Agreement length – choose from 24 or 36 months
• Your anticipated annual mileage
• The Ford vehicle you want to drive

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Ford Personal Lease

An advance rental followed by fixed monthly rentals. The vehicle is returned at the end of the agreement.​

Features and Benefits

• Pay fixed monthly rentals for the duration of the agreement
• A choice of repayment periods ranging from 24 to 48 months
• No disposal or resale issues as you simply hand the vehicle back at the end of the agreement. 

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How it works

No resale issues at the end of the agreement. You just return the vehicle to Ford Lease. Your fixed monthly rental will depend on the following:

• Agreement length – choose from 24 to 48 month terms
• Annual mileage
• The amount of the advance rental
• The Ford vehicle you want to drive

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